Rates & Insurance

Information for Peace & Flourishing

Information provided is relevant to Psychotherapy offered via 4U, LLC, a Registered Oregon company which is additionally registered to provide services in the States of Colorado, Idaho, and Washington.

• Accepting Oregon Health Plan Insurance.
• Accepting Insurance with United, Aetna, Cigna through my Billing Partner:  ALMA
• We can submit your bills for *any* and *every* insurance company for your coordinated rebate with our Billing Partner:  MENTAYA 

Peace & Flourishing Rates

$250 for Individual hourly appointments.

At this time I am not providing couples or family appointments.  If an individual client, on some occasion relevant to their unique mental health needs wants to bring a family member to therapy, that can be arranged on a case-by-case basis when relevant to the diagnostic needs of the individual client.

Payment

I accept cash, check and all major credit cards as forms of payment.

Cancellation Policy

If you are unable to attend a session, please make sure you cancel at least 24 hours beforehand. Otherwise, you will be charged for the session.

Insurance

Your individual insurance company will determine whether or not we can work together, and they will set your co-pays and deductible per your plan policy. 

With insurance, your charted counseling records are shared with your insurance company for their billing and assessment needs. 

For individual clients with insurance providers, we can provide invoices and some of our individual clients choose to submit to insurance for out-of-network coverage, and may be personally reimbursed 20-60%.   If you do not have medically diagnostic features that are recorded with medically specific codes for a diagnosis, your medical insurance will not reimburse as the therapy is not deemed by them to be medically necessary. 

Out of Network Potential for Insurance: OON

To determine if you have out-of-network benefits to work with me consult your insurance company directly:

Ask the following questions of your insurance company:

Do I have mental health benefits?

Does my insurance cover for out-of-network providers? Registered associates (if applicable)?

How much does my plan cover for an out-of-network mental health provider? 

What percentage of the fee is covered per therapy session?

What is my deductible and has it been met?

How many mental health sessions per calendar year does my insurance plan cover? Do you give me these in advance or do you require me to incrementally ask for more until I reach the maximum amount per year?

When does my insurance coverage for a year begin/end? When do my benefits renew?

Is approval required from my primary care physician before I see a therapist?

What is your turn-around time for sending me a reimbursement?

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This information on this page is intended to help you to make an informed decision about your health care and to protect your health information, though we can not address the myriad issues in your individual healthcare plan and in your insurance details.  If you have any other questions please use the links on this page to contact me for any information I can give to you for your Insurance inquiries.